Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

If creditors agree to settle, you can net some savings. If they don’t, then you’ll likely owe even more.

Reaching out for help with debt is a brave and proactive step, and it's one that speaks volumes about your determination to turn things around. Whether you're feeling the pinch on a tight budget or ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...