In the United States, 42 million people live in poverty. Nearly 40% of single-mother households are impoverished, and alarmingly, 1 in 3 children raised in poverty stay impoverished through adulthood.

Being poor is expensive. You don’t need to be told that, especially if you’re always living paycheck to paycheck and are struggling to get by; you’ve noticed. Still, when you’re just trying to get ...