What are today's mortgage interest rates: January 12, 2026?

See how low your current mortgage rate offers are here now.
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Mortgage Rates Today, Tuesday, January 13: Lowest in Over a Year

Mortgage rates slid further below 6%, grabbing buyers’ attention. Some or all of the mortgage lenders featured on our site ...

Mortgage and refinance interest rates today, January 7, 2026 and will it fall more soon? Full rate update, outlook and when will refinancing make sense

Mortgage and refinance interest rates today, January 7, 2026 and will it fall more soon remains a key question for buyers and ...

What are today's mortgage interest rates: December 29, 2025?

The average mortgage interest rate on a 30-year fixed mortgage is 5.99% as of December 23, 2025, according to Zillow. For borrowers considering a shorter term, the average 15-year mortgage rate is ...

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...