Current Home Refinance Rates - Search News

Mortgage Refinance Rates Today

Mortgage Refinance Rates Today: January 15, 2026 – Rates Rise

The rate on a 30-year fixed refinance climbed to 6.18% today, according to the Mortgage Research Center. Rates averaged 5.2% for a 15-year financed mortgage and 5.9% for a 20-year financed mortgage.

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Current mortgage rates for January 2026

Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage

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Mortgage rates dip to three-year low after Trump’s bond-buying edict

Mortgage rates dipped again this week, with the 30-year fixed rate averaging 6.18%, down from 6.24% last week and the lowest ...

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Current home equity loan rates

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

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