When it comes to repairing your credit, any offer that requires an upfront payment before delivering services is a red flag and against the law. Scammers know people are desperate to improve their ...

Consumers looking to improve their credit are being cautioned that illegal credit repair schemes are not the solution.

If you've been promised a quick credit score boost by being added as an "authorized user" on someone else's credit card, you need to know about a deceptive practice that just cost one company big time ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...