When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

A federal judge in Texas has reversed a Biden-era Consumer Financial Protection Bureau (CFPB) rule which barred medical debt from appearing on credit reports, a move that is set to negatively affect ...