If you make a big purchase on a credit card, pay it off as fast as possible. Improving your credit score can be achieved by keeping your credit utilization percentage as low as possible. The hope is ...

A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...