A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

A credit card can be a powerful tool in your personal finance strategy. With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks.

Prepaid cards offer an alternative to carrying around cash. They can be used in exactly the same way as a debit or credit card but must be topped up with credit first. Most prepaid cards charge fees ...