Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid letting short-term debt spiral into a long-term problem by ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been featured in national publications such as The US Sun.

Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.