The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

When my daughter was 18, I took her to my credit union - where she has her savings account - to take out a $500 loan so she could start building her credit score. That was in March. She's been paying ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for vehicle ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans. By Kailyn Rhone When Danny Benson started applying ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.