Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Chanelle Bessette is a personal finance writer at NerdWallet covering Banking, especially Checking Accounts and Cash Management Accounts. She previously worked at Fortune, Forbes and the Reno ...

There's no reason for a student checking account to charge monthly fees. There are plenty of options to get a free college student bank account with all the perks you'd expect from a full-service ...

Looking for a free checking account in 2025? You’re not alone. With things getting more and more expensive, saving some money everywhere you can is so important. With banks charging fees for ...

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...

A free checking account sounds like a no-brainer, offering easy access to your money with no annual fees. But “free” sometimes comes with strings attached. Some checking accounts waive fees only if ...

Brooklyn Sprunger is a full-time Content Manager and Personal Finance Writer at Motley Fool Money, where she oversees product reviews and ratings while also writing about credit cards, bank accounts, ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...