CNBC Select compares this year's best 0% APR credit cards so you can avoid interest charges and maximize savings.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...