Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to know how it works.

The deductible on a commercial car business insurance policy works the same as it does for personal auto insurance. The deductible is the amount you’ll pay when there’s a claim on your policy.

What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...