New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.
Drivers in Pennsylvania and Michigan have benefited from temporary consumer protections during economic downturns and declared emergencies. During these periods, insurers have offered short-term ...
New Jersey drivers pay some of the highest rates for car insurance in the nation: A full coverage policy averages $3,254 a year, or 21% more than the national average Minimum coverage in the Garden ...