If you are injured in a car crash that isn't your fault, you expect insurance to cover your medical expenses and related costs from the crash. But you might be out of luck if you don't have sufficient ...

Insurers do not need to send out a new sign-down form for uninsured/underinsured motorist coverage when an insured person who already had lower limits of the coverage changes another aspect of his ...

"We hold that, in recognition of the practical reality that insurers now permit stacking as a matter of course in New Mexico, offers of UM/UIM insurance going forward must include a brief discussion ...

Insurance companies must offer uninsured motorist and underinsured motorist coverage on a per-vehicle basis in New Mexico and disclose the premiums for each of a consumer’s vehicles, the state Supreme ...

On February 15, 2023, the Supreme Court of Pennsylvania held that household vehicle exclusions were “valid and enforceable,” and may be relied upon by auto insurers to exclude UM/UIM coverage in ...

Uninsured drivers are on the rise: Are you protected? The National Highway Traffic Safety Administration has reported that the United States experiences millions of motor vehicle accidents every year.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and ...